:root{
  --blue:#002E9D; --blue-2:#00227a; --sky:#638CC7; --pale:#B5C7D3; --gray:#84898C;
  --ink:#1c2430; --muted:#5a6470; --bg:#ffffff; --bg-2:#f3f6f9; --line:#dfe6ec;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Source Sans 3','Source Sans Pro',system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,.serif{font-family:'Unna',Georgia,'Times New Roman',serif;font-weight:400;line-height:1.12;color:var(--ink)}
h1{font-size:clamp(38px,6vw,68px)}
h2{font-size:clamp(30px,4.2vw,44px)}
h3{font-size:24px}
.sub{font-family:'Oswald',sans-serif;font-weight:300;text-transform:uppercase;letter-spacing:.2em;font-size:13px;color:var(--sky)}
p{max-width:66ch}
a{color:var(--blue)}
img{max-width:100%;display:block}
.wrap{width:min(1120px,100% - 32px);margin-inline:auto}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 26px;font-family:'Oswald',sans-serif;font-weight:400;text-transform:uppercase;letter-spacing:.12em;font-size:14px;text-decoration:none;border:1.5px solid var(--blue);color:var(--blue);background:transparent;transition:.15s;cursor:pointer}
.btn:hover{background:var(--blue);color:#fff}
.btn-solid{background:var(--blue);color:#fff}
.btn-solid:hover{background:var(--blue-2);border-color:var(--blue-2)}
.btn-white{border-color:#fff;color:#fff}
.btn-white:hover{background:#fff;color:var(--blue)}
.btn-white-solid{background:#fff;border-color:#fff;color:var(--blue)}
.btn-white-solid:hover{background:transparent;color:#fff}

/* header */
.topbar{background:var(--blue);color:#dbe4f6;font-size:14px}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;min-height:36px;gap:12px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
header.nav{background:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid var(--line)}
header.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:84px}
.brand img{height:52px;width:auto}
nav ul{display:flex;gap:30px;list-style:none;align-items:center}
nav a{text-decoration:none;font-family:'Oswald',sans-serif;font-weight:300;text-transform:uppercase;letter-spacing:.14em;font-size:13.5px;color:var(--ink);padding:6px 0;border-bottom:2px solid transparent}
nav a:hover,nav a.active{color:var(--blue);border-bottom-color:var(--blue)}
nav a.btn{border:1.5px solid var(--blue);padding:10px 20px;color:var(--blue)}
nav a.btn:hover{background:var(--blue);color:#fff}
.menu-btn{display:none;background:none;border:0;cursor:pointer;padding:8px}
.menu-btn span{display:block;width:26px;height:2px;background:var(--blue);margin:6px 0}

/* hero slideshow */
.hero{position:relative;height:min(82vh,760px);min-height:520px;overflow:hidden;background:var(--blue);color:#fff}
.hero .slide{position:absolute;inset:0;background-size:cover;background-position:center;opacity:0;transition:opacity 1.6s ease;transform:scale(1.02)}
.hero .slide.on{opacity:1}
.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,20,70,.25) 0%,rgba(0,20,70,.35) 55%,rgba(0,20,70,.75) 100%);z-index:1}
.hero .wrap{position:relative;z-index:2;height:100%;display:flex;flex-direction:column;justify-content:flex-end;padding-bottom:72px}
.hero .sub{color:#cfe0ff}
.hero h1{color:#fff;margin:10px 0 14px;max-width:16ch;text-shadow:0 2px 20px rgba(0,0,0,.25)}
.hero p{font-size:19px;color:#e6eefc;max-width:56ch;margin-bottom:26px}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap}
.hero .dots{position:absolute;right:24px;bottom:24px;z-index:2;display:flex;gap:8px}
.hero .dots button{width:9px;height:9px;border-radius:50%;border:1px solid #fff;background:transparent;cursor:pointer;padding:0}
.hero .dots button.on{background:#fff}

/* page banner (inner pages) */
.banner{position:relative;height:340px;background:var(--blue) center/cover no-repeat;color:#fff;display:flex;align-items:flex-end}
.banner::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,20,70,.2),rgba(0,20,70,.7))}
.banner .wrap{position:relative;padding-bottom:40px}
.banner h1{color:#fff;font-size:clamp(36px,5vw,56px);margin-top:8px}
.banner .sub{color:#cfe0ff}

/* sections */
section{padding:84px 0}
.section-head{max-width:64ch;margin-bottom:38px}
.section-head h2{margin:8px 0 12px}
.section-head p{color:var(--muted);font-size:18px}
.center{text-align:center;margin-inline:auto}
.rule{width:56px;height:2px;background:var(--sky);margin:16px auto 0}
.bg-2{background:var(--bg-2)}
.bg-blue{background:var(--blue);color:#fff}
.bg-blue h2,.bg-blue h3{color:#fff}
.bg-blue p{color:#dbe4f6}
.bg-blue .sub{color:#aac4ee}

/* welcome */
.welcome .split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.welcome p{font-size:18px;color:#2d3740;margin-bottom:16px}
.welcome .logo-big{width:min(100%,300px);margin-inline:auto}
.commit{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:48px}
.commit div{background:#fff;padding:26px 22px}
.commit b{display:block;font-family:'Unna',serif;font-weight:400;font-size:24px;color:var(--blue);margin-bottom:6px}
.commit span{color:var(--muted);font-size:15px}

/* cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.card{background:#fff;border:1px solid var(--line);text-decoration:none;color:inherit;display:block;transition:.2s;overflow:hidden}
.card:hover{box-shadow:0 20px 40px rgba(0,46,157,.10);transform:translateY(-3px)}
.card .photo{height:210px;background:var(--pale) center/cover no-repeat}
.card .body{padding:26px 26px 28px}
.card h3{margin:6px 0 10px;color:var(--blue)}
.card p{color:var(--muted);font-size:15.5px}
.card .more{display:inline-block;margin-top:14px;font-family:'Oswald',sans-serif;font-weight:300;text-transform:uppercase;letter-spacing:.14em;font-size:12.5px;color:var(--blue)}

/* steps */
.steps{counter-reset:s;list-style:none;display:grid;gap:18px;max-width:820px}
.steps li{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:26px 0;border-top:1px solid var(--line)}
.steps li:last-child{border-bottom:1px solid var(--line)}
.steps li::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:'Unna',serif;font-size:44px;line-height:1;color:var(--sky)}
.steps h3{margin-bottom:8px;color:var(--blue)}
.steps p{color:#2d3740;font-size:16.5px}

/* two-col */
.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.two p{margin-bottom:14px;color:#2d3740;font-size:17px}
.qa h3{color:var(--blue);margin:26px 0 8px}
.qa h3:first-child{margin-top:0}
.qa p{color:#2d3740;font-size:16.5px}

/* checklist */
.check{display:grid;grid-template-columns:1fr 1fr;gap:28px}
.check .grp{background:#fff;border:1px solid var(--line);padding:26px 26px 22px}
.check h3{color:var(--blue);margin-bottom:6px}
.check .lead{color:var(--muted);font-size:15px;margin-bottom:14px}
.check ul{list-style:none}
.check li{padding:8px 0 8px 28px;position:relative;border-top:1px solid var(--line);font-size:15.5px;color:#2d3740}
.check li::before{content:"";position:absolute;left:0;top:13px;width:14px;height:14px;border:1.5px solid var(--sky);border-radius:3px}
.check li b{color:var(--ink)}

/* agents */
.agents{display:grid;grid-template-columns:1fr;gap:28px}
.agent{background:#fff;border:1px solid var(--line);padding:36px;display:grid;grid-template-columns:200px 1fr;gap:36px;align-items:start}
.agent .ph{width:200px;height:200px;border-radius:50%;background:var(--pale) center/cover no-repeat;margin-bottom:0;display:grid;place-items:center;font-family:'Unna',serif;font-size:44px;color:var(--blue)}
.agent h3{color:var(--blue)}
.agent .role{font-family:'Oswald',sans-serif;font-weight:300;text-transform:uppercase;letter-spacing:.14em;font-size:12.5px;color:var(--gray);margin:2px 0 14px}
.agent p{color:#2d3740;font-size:15.5px;margin-bottom:12px}
.agent ul{list-style:none;color:var(--muted);font-size:14.5px;margin-top:12px;border-top:1px solid var(--line);padding-top:12px}
.agent li{padding:3px 0}
.agent .contact{margin-top:14px;font-size:15px}
.agent .contact a{text-decoration:none;color:var(--blue)}

/* financing */
.docs{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:10px 28px;margin:16px 0 22px}
.docs li{padding:12px 14px 12px 40px;background:#fff;border:1px solid var(--line);position:relative;font-size:15.5px}
.docs li::before{content:"";position:absolute;left:14px;top:15px;width:14px;height:14px;border:1.5px solid var(--sky);border-radius:3px}

/* CTA band */
.cta-band{background:var(--blue);color:#fff;text-align:center;padding:72px 0}
.cta-band h2{color:#fff;margin:8px 0 12px}
.cta-band p{color:#dbe4f6;font-size:18px;margin:0 auto 26px}
.cta-band .btns{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px}
.cline{display:flex;gap:14px;align-items:flex-start;margin-bottom:20px}
.cline .ico{flex:0 0 42px;height:42px;background:var(--blue);display:grid;place-items:center}
.cline .ico svg{width:20px;height:20px;stroke:#fff;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.cline b{display:block;font-family:'Oswald',sans-serif;font-weight:300;text-transform:uppercase;letter-spacing:.14em;font-size:12px;color:var(--gray)}
.cline a,.cline span{text-decoration:none;font-size:18px;color:var(--ink)}
form{background:#fff;border:1px solid var(--line);padding:32px}
form h3{color:var(--blue);margin-bottom:4px}
form .lead{color:var(--muted);font-size:15px;margin-bottom:16px}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
label{display:block;font-family:'Oswald',sans-serif;font-weight:300;text-transform:uppercase;letter-spacing:.12em;font-size:12px;margin:14px 0 6px;color:var(--gray)}
input,select,textarea{width:100%;padding:12px 14px;border:1px solid #c9d2da;font:inherit;font-size:15.5px;background:#fbfcfd}
input:focus,select:focus,textarea:focus{outline:2px solid var(--sky);border-color:var(--sky)}
textarea{min-height:130px;resize:vertical}
form .btn{margin-top:20px;width:100%;justify-content:center}
.note{font-size:13px;color:var(--muted);margin-top:12px;text-align:center}

/* footer */
footer{background:var(--blue-2);color:#b9c7e6;padding:56px 0 24px;font-size:14.5px}
footer .wrap{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:40px}
footer img{height:54px;width:auto;margin-bottom:16px}
footer h4{font-family:'Oswald',sans-serif;font-weight:300;text-transform:uppercase;letter-spacing:.16em;color:#fff;font-size:13px;margin-bottom:14px}
footer ul{list-style:none}
footer li{padding:4px 0}
footer a{color:#dbe4f6;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
.copy{border-top:1px solid rgba(255,255,255,.14);margin-top:36px;padding-top:18px;text-align:center;font-size:13px;color:#8fa2cf}
.copy .eho{display:inline-flex;gap:14px;align-items:center;justify-content:center;margin-bottom:8px}
.copy .eho svg{width:22px;height:22px;stroke:#8fa2cf;fill:none;stroke-width:1.5}

@media (max-width:900px){
  .cards{grid-template-columns:1fr}
  .commit{grid-template-columns:1fr 1fr}
  .welcome .split,.two,.check,.contact-grid{grid-template-columns:1fr;gap:36px}
  footer .wrap{grid-template-columns:1fr 1fr}
  .hero{height:auto;min-height:0}
  .hero .wrap{padding:150px 0 64px}
}
@media (max-width:640px){
  section{padding:56px 0}
  .commit,.row,.docs,footer .wrap{grid-template-columns:1fr}
  nav ul{display:none;position:absolute;left:0;right:0;top:84px;background:#fff;flex-direction:column;gap:0;border-bottom:1px solid var(--line);box-shadow:0 12px 24px rgba(0,0,0,.08);align-items:stretch}
  nav ul.open{display:flex}
  nav li{border-top:1px solid var(--line)}
  nav li a{display:block;padding:14px 18px;border-bottom:0}
  nav li a.btn{margin:12px 18px;display:inline-flex}
  .menu-btn{display:block}
  .brand img{height:44px}
  .topbar .wrap{justify-content:center;text-align:center}
  .agent{grid-template-columns:1fr;gap:20px}
  .agent .ph{width:150px;height:150px}
  .steps li{grid-template-columns:44px 1fr;gap:14px}
  .steps li::before{font-size:32px}
  .banner{height:260px}
}